Biker News - Regularly updated

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Category: Safety & Compensation

  1. As the sun comes out, so do the motorbike riders!

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    As the weather gets warmer and the roads drier, so the time of year approaches where the leathers are dusted off, a new shine put on the helmet and the motorbike is dusted off ready for another year of glorious riding in the sun.

    With it though comes the inherent danger posed when on the road with only two wheels. Whether it is the latest sports Yamaha R1, a tourer like the KTM 1290 Super Duke or a classic such as the BSA A7, no doubt at one time or another a bike rider has come across the car driver who either doesn’t see them, or worse, sees them and does all they can to make things difficult.

    Often collisions can be avoided by a rider’s own awareness but there is only so much that can be done by a rider to protect themselves. For the unlucky ones injuries can be severe.  Serious injuries to the head and limbs, permanent disability or, unfortunately, death,  are all far more likely for those who ride a motorbike than for those who are driving a car. Statistics from Think! suggest that motorcyclists are around 38 times more likely to be killed than those driving a car and MCN suggests that recent years have seen over 5,000 serious accidents per year with around 330 of those riders being killed per year (statistics for 2013 and 2014).

    If you are injured as a result of a motorcycle accident then contact the specialist personal injury team at Trethowans who will be able to advise you as to how to bring a claim.

    Author: James Gleisner, Trethowans LLP

  2. Motorcycle Speed Accident - Scenarios

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    Motorcyclists are at a much greater risk of death or serious injury than other road users. Despite forming only 1% of road traffic in the UK, motorcyclists account for 18% of road deaths and serious injuries. It is a sad yet true fact that 1 in 4 Motorcyclists will be involved in an accident and of those only 1 in 5 will be at fault.*

    It will be of no surprise that the most common reason for a motorcycle accident, is the failure of a motorist to see the motorcyclist, with 66% of all motorcycles involved in accidents being reported as 'at a junction' ** . When there was no other involvement the rate was at 23%. The main reasons being f ailing to look properly, loss of control, carelessness or in a hurry and even peer pressure when riding in a group.

    Motorcycle riders and passengers have the right to complain for a large amount of these accidents.

    Speed Accident Scenarios include:

    Car driver was executing a 3 point turn. A speeding motorcyclist came around the bend and is faced with the car blocking his side of the carriageway.
    A motorcyclist is involved in a collision with a car on a country road. The accident occurs on a 90 degree blind bend. The car was on the wrong side of the road, but the motorcyclist approached the bend at excessive speed denying him the opportunity to control his machine and take evasive action.

    Other areas for following up a claim include:

    Spillage of diesel
    Debris and mud
    Missing grid covers
    Potholes


    See the Legal section for specialist Solicitors who can deal with your claims for compensation arising from your unfortunate Motorcycle accident, rather than be dealt with by solicitors who are used to dealing with the buying and selling of property, and not dealing with serious road accidents, especially ones involving Motorcycles.

    * Taken from the DfT Compendium of Motorcycling Statistics: 2008 Edition

    ** Taken from IHIE Guidelines for Motorcycling

  3. Changing your motorcycle solicitor.

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    The decision to change your motorcycle solicitor is never an easy one to make, but sometimes it is for the best.

    There can be many reasons for wanting to change to motorcycle compensation:

    your emails are never returned
    your calls are never returned
    they don’t seem interested in your case
    they don’t seem interested in your case
    you feel your solicitor is not fighting your corner
    your only point of contact is their secretary
    your case gets passed around
    your worried why your case isn’t settled yet
    you think they are only interested in their costs
    you doubt their expertise, they avoid technical questions
    they are taking far too long to settle your case
    you never fully understand what they’re doing
    you are concerned that you could be getting better advice and a better overall service
    you find out that they have never ridden a motorcycle and don't understand
    you get the impression that you are just another number
    you feel fobbed off…

    In most cases you won’t have to pay anything to your previous solicitor if you change.

  4. FILTERING – RIDING THE LINE – LEGAL OR ILLEGAL?

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    Why do motorcyclists filter? The answer is, because they can!

    Guided by the brain of an experienced biker, a motorcycle is one of the smallest yet most powerful machines on the planet. Maneuverability is its second name and its ability to negotiate the tightest traffic jams has been accepted since traffic jams were born. But is it legal? Here we discuss filtering and its effect upon accident claims.  

    The relationship with cars and heavier vehicles is inextricably linked since it is they that we negotiate when filtering and furthermore it is they that usually send us flying across the road surface when they come into contact with us.  

    You have to go back to basics to understand your relationship with legality and who actually owes a duty of care to whom. Let’s start with the Highway Code and learn what it says. It is quite precise in what it says about the standard and duty of care of car drivers. (In this I also refer to ‘car drivers’ as meaning other road users of light and heavy goods vehicles.) Accidents are usually caused when vehicles are maneuvering whilst stuck in queues.

    We bikers like to refer to it as impatience. The Highway Code is quite specific when it refers to maneuvering in that it states   “You should be aware of what is behind and to the sides before manoeuvring. Look behind you; use mirrors if they are fitted. When in traffic queues look out for pedestrians crossing between vehicles and vehicles emerging from junctions or changing lanes. Position yourself so that drivers in front can see you in their mirrors. Additionally, when filtering in slow-moving traffic, take care and keep your speed low.”  

    So, just how many seem to forget this basic and simple rule of motoring? You don’t need a bead board to count them at rush hour.  It continues with this simple golden rule: “Remember: Observation – Signal – Manoeuvre”   Some say that rules are made to be broken, and so are necks and limbs, but that doesn’t make it alright.  

    Rule 204 states   “The most vulnerable road users are pedestrians, cyclists, motorcyclists and horse riders. It is particularly important to be aware of children, older and disabled people, and learner and inexperienced drivers and riders.”   Quite specific I would say. Whilst I don’t want to bore you with endless quotations I think that it is important to note what else is said in the Highway Code. These passages will be useful to you in the event of an accident, so we cannot emphasis strongly enough that you be aware of them.  

    Under the sub heading of ‘Motorcyclists and cyclists’, Section 211 says:   “It is often difficult to see motorcyclists and cyclists, especially when they are coming up from behind, coming out of junctions, at roundabouts, overtaking you or filtering through traffic. Always look out for them before you emerge from a junction; they could be approaching faster than you think. When turning right across a line of slow-moving or stationary traffic, look out for cyclists or motorcyclists on the inside of the traffic you are crossing. Be especially careful when turning, and when changing direction or lane. Be sure to check mirrors and blind spots carefully.”   Thereafter, section 213 states:   “Motorcyclists and cyclists may suddenly need to avoid uneven road surfaces and obstacles such as drain covers or oily, wet or icy patches on the road. Give them plenty of room and pay particular attention to any sudden change of direction they may have to make.”  

    The advice isn’t rocket science; it’s just a matter of using good road sense and using mirrors and making yourself aware of what is around you. But you must be aware that whether you are on a moped, scooter or high powered motorcycle, filtering is one of the most hazardous and dangerous things you can do. Perfectly legal; yes, but dangerous – very, very dangerous.   Motorcyclists are constantly aware of what drivers do, but that is not so of drivers who sometimes seem oblivious to motorcycles and scooters. Very recently the term ‘think bike’ was used to press the point home in a national campaign to make drivers aware of bikers. That should tell you something about the ‘driver’ mentality. At all times, we are aware of them but sometimes they are oblivious of us and that can be to our detriment. So what happened to that successful campaign? Like most useful campaigns it appears to have been shelved. Maybe they think that the message has got home, but whoever thought that could not be more wrong. Just visit any Orthopaedic ward and look at the long line of legs in plaster that say otherwise.

    Everybody recognises the vulnerability of motorcyclists when a collision occurs, and this is made quite plain in the Highway Code. But despite this, we constantly see cases where motorcyclists are persuaded to accept a certain amount of blame apportionment because some courts see filtering as being a contributory fact. In this legal system, cases are usually decided by considering earlier cases that are referred to as ‘precedents’. A precedent is where the facts of one case can be applied to another and the reason for deciding the case outcome is usually made by the Judge whose comments are taken into account. This ‘reason for deciding’ rule follows in all cases, and whilst sometimes it can be inappropriate to your case, the danger is that it can be used to persuade the court in favour of a driver as opposed to a motorcyclist.   There have been cases in the past where motorcyclists have been found to be 100% at fault when they have been filtering.  

    When it comes time to argue compensation in cases involving filtering or overtaking, contributory negligence is always argues against the motorcyclist. Being aware of your rights before you even visit your lawyer this can sometimes ensure that unreasonable arguments simply being made to save the Insurers money can be nipped in the bud.  

    In some countries they call it line riding, and in the US they call it ‘lane splitting’. There have been various attempts to argue the legality of this type of manouvre made by bikers over the years.   In Europe, the MAIDS Report was conducted using (OECD) standards in 1999–2000 and collected data on over 900 motorcycle accidents in five countries, along with non-accident exposure data (control cases) to measure the contribution of different factors to accidents. Four of the five countries where data was collected allow lane splitting or filtering, while one does not, yet none of the conclusions contained in the MAIDS Final Report note any difference in rear-end accidents or accidents during lane splitting.  

    It should be noted that the pre-crash motion of the motorcycle or scooter was lane-splitting or filtering in only 0.4% of cases, in contrast to the more common accident situations such as "Moving in a straight line, constant speed" 49.1% and "Negotiating a bend, constant speed" 12.1%. The motorcyclist was stopped in traffic prior to 2.8% of the accidents.   Preliminary results indicate that from a study in the United Kingdom, conducted by the University of Nottingham for the Department of Transport indicated that filtering and lane splitting is responsible for around 5% of motorcyclists that are killed or injured. It also found that in these cases where filtering took place the motorist or car driver is twice as likely to be at fault as the motorcyclist due to drivers "failing to take into account possible motorcycle riding strategies in heavy traffic". Maybe some would conclude that the results aren’t conclusive, but the indications point directly at car drivers as opposed to motorcyclists.  

    To conclude, what we are certain of is that in the majority of cases of collisions where car drivers pull into the path of motorcyclists, bikers get a raw deal if they are caught ‘filtering’. The stigma attached to this relatively harmless yet safe mode of traffic negotiation has become a dirty word in the eyes of some lawyers and insurance companies.   In short the word filtering has just become a stick with which to beat the poor old biker, yet again.   If you are going to filter, be aware at all times that you could be dubbed the aggressor. If that will satisfy the greed of the insurers and their defendant lawyers in their endless quest to save their shareholders money, then you must understand that you will have your work cut out for you in the event of an accident.  

    The biker’s motto should be: “Think once, think twice, think idiot!”...

    Remember this when referring to other drivers and you won’t go far wrong.

  5. What you can claim for after a Motorbike accident

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    The legal terminology for claiming compensation is quite straight forward...

    PAIN, SUFFERING AND LOSS OF AMENIETY

    Pain and suffering after a bike accident is quite straight forward and almost every biker knows about pain and suffering! It is the amount of pain and suffering that you experience as a result of the bike accident. It is always wise to keep a diary on a daily basis to show the amount of pain you are experiencing. Put it in your own words, you will find it invaluable in the future. As well as your symptoms, it is also advisable to list the amount and type of medication you are on.

    Do not leave it all to the medical specialist and lawyers, as the more you do in this regard, the better the settlement is likely to be.

    Loss of amenity means exactly what it says. If you used to dance or engage in a particular sport or pastime before your bike accident, but can no longer do so because of the bike accident, then our bike lawyers will want to know about it. That also includes motorcycling. In some cases it is the only form of transport the claimant has, but in others, biking is purely a fun thing. Any loss of enjoyment is claimable.

    FINANCIAL LOSS AFTER A BIKE ACCIDENT

    This is commonly known as ‘out of pocket expenses’.

    This can be: Loss of earnings Loss of bonus or commission Travel costs where you are unable to ride or drive yourself. Prescription costs. Repair costs. Medical specialist cost. Legal costs. The cost of personal or domestic care. (This can be a relative or partner) Keep a diary off all the tasks they have to carry out for you and the amount of time they take to do it.

    Once again, we cannot emphasize the importance of keeping a diary of all costs accrued. Costs must be justifiable. You can reasonably be expected to be assisted in and out of bed when you have a broken leg after a bike accident. But this becomes unreasonable if you have a broken finger. Always be able to fully justify your costs and expenditure as your opponent’s lawyers will scrutinise these in minute detail in an effort to minimize what you are claiming for. Remember, a Judge will not look too favourably on a claim where the claimant has been found to have tried to exceed the bounds of reasonableness. One small instance of such an attempt can lead to your credibility being damaged, and thereafter your claim failing because the Judge simply cannot rely upon your word.

    Important to remember: Always keep receipts, as failure to provide written and documentary proof of your out of pocket expenses may result in them not being awarded at all.